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Home Ownership Counseling 2017-08-16T00:46:01+00:00

Home Ownership Counseling

Home Ownership Counseling offers comprehensive education and counseling to prepare families who want to purchase a home. Courses focus on real estate contracts, home inspections, home maintenance, home insurance and completing residential loan applications.

The comprehensive program also educates participants by preparing and pre-qualifying them to obtain a mortgage. In addition to individualized budget and credit counseling sessions, participants are involved in various group sessions covering such topics as:

  • Reading and Understanding the Real Estate Contract
  • Home Inspection
  • Home Maintenance
  • Home Owner’s Insurance
  • Completing residential loan applications
  • The Loan Closing
  • Fair Housing

There is a one time enrollment fee (based on income) for Home Ownership Training and a credit report is required as well.

Home Ownership Counseling and Credit Rebuilding Counseling Services (fees based on annual income)

Description Amount
$0 – $20,000 Income $50.00
$20,001 – $25,000 Income $100.00
$25,001 – $30,000 Income $150.00
$30,001 – $40,000 Income $200.00
$40,001 – $48,550 Income $250.00
$48,551 and higher income $300.00

Homebuyer Education Saturday Class

Description Amount
Homebuyer Education 1 Day Saturday Class $100.00

Credit Report Fees (charged each time a new report is obtained)

Description Amount
 Credit Report $20.00