Home Ownership Counseling
Home Ownership Counseling offers comprehensive education and counseling to prepare families who want to purchase a home. Courses focus on real estate contracts, home inspections, home maintenance, home insurance and completing residential loan applications.
The comprehensive program also educates participants by preparing and pre-qualifying them to obtain a mortgage. In addition to individualized budget and credit counseling sessions, participants are involved in various group sessions covering such topics as:
- Reading and Understanding the Real Estate Contract
- Home Inspection
- Home Maintenance
- Home Owner’s Insurance
- Completing residential loan applications
- The Loan Closing
- Fair Housing
There is a one time enrollment fee (based on income) for Home Ownership Training and a credit report is required as well.
|$0 – $20,000 Income||$50.00|
|$20,001 – $25,000 Income||$100.00|
|$25,001 – $30,000 Income||$150.00|
|$30,001 – $40,000 Income||$200.00|
|$40,001 – $48,550 Income||$250.00|
|$48,551 and higher income||$300.00|
|Homebuyer Education 1 Day Saturday Class||$100.00|
|Rental Counseling Fee||$25.00|
|Credit Report Fees (charged each time a new report is obtained)||Amount|
Click Here to pay the enrollment fee and credit report fee online.