If you have federal student loans in default and typically receive a tax refund, your refund could be taken to pay your student loan debt. Before you file, it’s a good idea to check the status of your student loans and understand your options to protect your tax refund.

A national campaign called Dial Before You File encourages borrowers to check their student loan status and get trusted help before filing taxes. Call the Treasury Offset Program Call Center at 1-800-304-3107 to see if you are on the list to lose some or all of your federal tax refund to pay overdue federal debt. More information

If you’re unsure whether you have student loans, if they’re in default, or what steps to take next, our Financial Empowerment Counselors can help. A counselor can walk through your individual situation, help you understand your options, and connect you to free, reliable resources.

The Louisville Urban League is dedicated to fostering economic empowerment in order to elevate the standard of living in historically underserved urban communities, with our focus on Jobs, Justice, Education, Health, Housing, and Entrepreneurship.

We provide many services, including job coaching, record expungement, health navigation, financial counseling, and support for small businesses.

For more information call (502)585-4622 or visit lul.org.